Friday, December 28, 2012

2013 Points Resolution: Earn 600k+ M&P

I've put together a spreadsheet of what points and miles I can possibly earn for 2013 without flying. I want to earn at least 600k which may be pocket change to some but I don't have a business to rack up miles through spending. So here it is:


















So it looks like I'll be earning lots of Delta and HHonors points with other programs sprinkled in. Why these may you ask? Well these programs I haven't yet taken advantage of and these credit cards I have not yet applied for. I would be applying for 8 cards (in green) which would cost me about 1k in annual fees and 13k in minimum spends but I would be getting greater than 600k points and miles in total. And of course I would be making lots of trips to Walmart. I didn't include paypal because I'll probably be using these to meet minimum spends.

This is assuming of course that I get approved for all these but I don't see why not since I have pretty good credit. Here is to 2013! Happy New Years and Happy Travels!

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6 comments:

  1. I like the layout of your plan. It may as well be my goal......

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  2. Thanks! Hope it works according to plan :)

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  3. On the Delta SunTrust site I see the following disclaimer:

    Cash advances, cash portion of a PIN POS sale with cash back, ATM transactions, payments for stored-value cards, wire transfers, money transfers, quasi cash, and traveler’s cheques do not qualify.

    Wouldn't that exlude your first two items?

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  4. So far the MO and BB transactions through Walmart show as a purchase and so far I have been getting points. So this should work unless Suntrust changes anything.

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  5. with your suntrust debit card, what is the minimum you need in a checking account so you don't get hit with monthly fees?

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